TERMS OF USE

1. Use of This Website

This website is provided for general informational and educational purposes. By using this website, you agree to use it only for lawful purposes and in accordance with these Terms.
You agree not to:

• Use the website for any unlawful, fraudulent, or unauthorized purpose;
• Attempt to gain unauthorized access to the website or its systems;
• Interfere with the security, operation, or availability of the website;
• Copy, reproduce, modify, distribute, or exploit website content without our prior
  written permission; or
• Use information obtained from this website in a manner that could cause harm to
  the Company or others.

2. No Financial, Insurance, Legal, or Tax Advice

Information provided on this website is intended for general educational and informational purposes only and should not be considered financial, investment, insurance, legal, tax, accounting, or other professional advice.
Every individual’s financial circumstances, goals, risk tolerance, insurance needs, and objectives are different. Information presented on this website may not be appropriate for your particular situation.
Before making financial, investment, insurance, retirement, estate-planning, or other decisions, you should consult with appropriately qualified professionals regarding your individual circumstances.
Nothing on this website constitutes an offer, solicitation, recommendation, or guarantee to purchase any financial product, insurance product, investment, or service unless expressly stated otherwise.

3. Insurance and Financial Products

Descriptions of insurance, annuities, retirement planning, financial products, or related services on this website are provided for general informational purposes. Product availability, features, benefits, costs, eligibility requirements, underwriting requirements, exclusions, limitations, rates, guarantees, and terms vary by product, insurance carrier, financial institution, jurisdiction, and individual circumstances. Any insurance or financial product recommendation or transaction is subject to applicable applications, contracts, underwriting, approvals, and the terms and conditions of the applicable policy or agreement.
Nothing on this website guarantees that you will qualify for a particular product, coverage amount, rate, benefit, or approval.

4. No Professional Relationship

Your use of this website, submission of an inquiry, or communication through the website does not by itself establish a client-professional relationship.
A professional relationship is established only through a separate agreement or other documentation, where applicable.

5. Website Content

We make reasonable efforts to provide accurate and current information; however, we do not warrant that all information on the website is complete, accurate, current, or error free.
Information may change without notice. We reserve the right to modify, update, suspend, or discontinue any portion of the website or its content at any time.

6.Third-Party Websites and Services

This website may contain links to third-party websites, products, services, or resources.These links are provided for convenience and informational purposes.
We do not control and are not responsible for the content, accuracy, availability, privacy practices, security, products, or services of third-party websites.
Your use of third-party websites is subject to the terms and privacy policies of those third parties.

7. Intellectual Property

Unless otherwise indicated, the website and its contents—including text, graphics, logos, photographs, designs, videos, articles, documents, and other materials—are owned by or licensed to the Company and are protected by applicable intellectual property laws. You may view and use website content for your personal, non-commercial purposes. You may not reproduce, distribute, modify, publish, display, transmit, sell, or otherwise exploit website content without our prior written permission.

8. User Submissions

If you submit information, comments, questions, reviews, testimonials, or other content through the website, you represent that you have the right to provide that information and that it does not violate the rights of any third party.
You should not submit confidential, sensitive, or financial information through website forms unless specifically requested and transmitted through an appropriate secure method.
We reserve the right to remove or decline to publish user-submitted content at our discretion.

9. Privacy

Your use of this website is also subject to our Privacy Policy, which describes how we collect, use, maintain, and protect information submitted through the website.

Please review our Privacy Policy before submitting personal information through the website.

10. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THIS WEBSITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.
WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, NON-INFRINGEMENT, AND AVAILABILITY.
WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, SECURE, ERROR FREE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY AND ITS OWNERS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THIS WEBSITE OR ITS CONTENT.
NOTHING IN THESE TERMS IS INTENDED TO EXCLUDE OR LIMIT LIABILITY THAT CANNOT LAWFULLY BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

12. Indemnification

To the extent permitted by applicable law, you agree to defend, indemnify, and hold harmless the Company and its owners, officers, employees, agents, affiliates, and service providers from and against claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your violation of these Terms or your misuse of the website.

13. Changes to These Terms

We may update these Terms from time to time. Any changes will become effective when posted on this website, unless otherwise stated.
Your continued use of the website after changes are posted constitutes your acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict-of-law principles, except to the extent applicable law requires otherwise.
Any dispute arising from or relating to these Terms or your use of the website shall be subject to the applicable jurisdiction and venue of the appropriate courts located in California, unless otherwise required by law.

15. Severability

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, that provision shall be limited or removed to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and any other policies or agreements expressly incorporated by reference, constitute the entire agreement between you and the Company regarding your use of this website.

17. Contact Us

If you have questions regarding these Terms of Use, please contact us:

Verity General Insurance Agency
9245 Laguna Springs Dr, Ste 200
Elk Grove, CA 95758
Phone:(877) 488-7744
Email: info@veritygia.com

Effective as of September 14, 2026